EmmyBanti provides fast, flexible invoice factoring and business finance solutions to UK companies. Release up to 90% of your invoice value within 24 hours — without debt.
From invoice factoring to payroll finance, we provide the working capital solutions UK businesses need to grow without constraint.
Sell your outstanding invoices to EmmyBanti and receive up to 90% of their value immediately. Stop waiting 30–90 days for customers to pay. Our invoice factoring service gives you instant access to the cash that's already yours, backed by our industry-leading verification and advance process.
Ensure your team is paid on time, every time. We earmark factoring proceeds specifically for payroll obligations, with a 1.5× invoice-to-payroll coverage ratio for maximum protection.
Learn more →Flexible working capital facilities tailored to your business cycle. Access funds when you need them, repay when your customers pay, with competitive discount charge rates.
Enquire now →Let us handle your entire collections process. From Notices of Assignment to dispute resolution and overdue monitoring, we protect your relationships while protecting your cash.
Learn more →Our specialists advise on capital structure, growth funding, risk management, and financial strategy. We help UK businesses make smarter decisions at every stage of growth.
Book a consultation →KYC, AML, sanctions screening, fraud detection, and credit risk assessments — our platform ensures every transaction is protected and every client is compliant with UK regulations.
Learn more →From invoice submission to funds in your account — our streamlined process takes less than 24 hours.
We combine technology-driven efficiency with human expertise to deliver the fastest, most transparent factoring service in the UK.
Invoice factoring works across every B2B sector. We specialise in the industries where delayed payments cause the most pain.
Businesses don't just need cash flow — they need payroll certainty. EmmyBanti's payroll-linked factoring ensures your staff are paid on time, every cycle, even when clients pay late.
"EmmyBanti transformed our cash flow overnight. As a recruitment agency paying 120 workers weekly, we couldn't wait 60 days for clients to pay. Now we factor our invoices on Monday and pay everyone on Friday."
"The platform is genuinely impressive — invoice submission, KYC, advances, settlements all in one place. Our analyst can see the entire portfolio at a glance. It's changed how we manage our finances completely."
"We were awarded a £2M NHS contract but couldn't fund the working capital. EmmyBanti had us set up within a week, and we've been factoring ever since. They understand healthcare billing like no one else."
Join over 200 UK businesses using EmmyBanti to fund their growth, meet payroll, and eliminate the stress of late payments.
No obligation · Free initial consultation · FCA-aligned · GDPR compliant
Our team of factoring specialists are available Monday–Friday to discuss your requirements, run a sample calculation, and guide you through the application.